In addition to bank loans, there are other solutions available to help you find the funds you need to create or grow your retail outlet, café or restaurant.
finance&invest.brussels is regional public institution whose mission is to supplement the financing chain and provide concrete solutions to the financial needs of Brussels entrepreneurs at key moments in their lives: creation, development, innovation, internationalisation, environmental transition, takeover/transfer.
Microcredit consists in the granting of small loans to persons who are excluded from society or may become so (people on unemployment, the unemployed, etc.) and micro-entrepreneurs who don’t have access to traditional bank loans.
Borrowing from family and friends
The Proxi loan uses the savings of individuals, often referred to as “Family, Friends and Fools” to fund self-employed individuals and SMEs in Brussels. Individual lenders are entitled to a tax break in the form of an annual tax credit when they provide this type of loan.
Guarantees for professional bank loans
The purpose of the Brussels Guarantee Fund is to provide credit institutions, through the payment of a single grant, with a substantial portion of the guarantees that they demand from SMEs and self-employed individuals for the granting of business loans in the Brussels-Capital Region.
Crowdfunding is a form of participatory financing by people who want to invest in a project, primarily via an automated web platform and the social networks.